Terms of use

Revised 31 October 2026.

Not insurance advice

The guides explain how student cover generally works in each country. They are not financial advice and do not replace the policy wording, the visa rules or your university's requirements. Read the official terms before you buy or decline cover.

No commission

We do not receive commission from insurers or brokers, and nothing on the site is sponsored.

Errors

Rules on student cover change. Please report anything out of date using the contact form.

Use of the guides

Link to any guide freely. Ask before republishing one in full.

Changes

The date above shows when these terms were last revised.